Question 1

How does the UK debt calculator work?

Accepted Answer

Detter's debt calculator uses your debt balances, interest rates, and monthly payment to calculate repayment timelines. It compares three strategies: debt avalanche (highest interest first), debt snowball (smallest balance first), and proportional payments.

Question 2

Is this debt calculator free to use?

Accepted Answer

Yes, Detter is completely free to use. We don't store any of your data and there are no hidden fees or subscription costs.

Question 3

What types of UK debt can I calculate?

Accepted Answer

You can calculate repayment plans for credit cards, personal loans, car finance (HP/PCP), and other consumer debts. The calculator handles 0% promotional rates and fixed loan terms.

Question 4

Does the debt calculator store my financial information?

Accepted Answer

No, all calculations are performed locally in your browser. We don't collect, store, or transmit any of your personal or financial data.

UK Debt Calculator - What types of debt do you have?

Credit Cards

Personal Loans

Car Finance